Being fully knowledgeable of the risks of sailing as a competitive sport, I as a contestant, the members of my crew and any guests in my party agree to hold harmless the personnel conducting all regattas, the Catamaran Racing Association of Michigan and it’s officers, and voluntarily assume the risks of participating in CRAM regattas. I understand it is the sole responsibility of each boat skipper and crew to decide whether or not to start or continue to race.